Travel insurance and pre-existing medical conditions

Declare medical conditions before the travel policy starts. Undeclared conditions are the usual reason a Schengen-related claim fails. Pre-existing medical conditions can be covered, but only if you declare them when we quote. An undeclared condition is normally excluded.

We take the list to insurers who will consider it. That can change the price. It is still better than a cheap certificate that will not pay. This is not medical advice.

Send the conditions you have been asked to declare. WhatsApp +44 7853 751403. Travel insurance and pre-existing medical conditions is written for UK travellers who need a certificate an embassy will actually accept. Robin Holidays arranges Schengen-compliant travel insurance from Oxford Street, Mayfair.

WhatsApp +44 7853 751403 or email info@robinholidays.co.uk. Company number 16799461. Schengen rules ask for at least €30,000 of medical cover, valid for every country in the Area for the whole stay, including emergency treatment and repatriation. A cheap annual policy can fail the file if the certificate does not name the Schengen Area, the dates, or the travellers as they appear in the passports.

Family policies must list every applicant. Pre-existing conditions have to be declared before cover starts; undeclared conditions are the usual reason a claim is refused. If the visa is refused and you have not travelled, many insurers refund the premium against the refusal letter. Ask for that wording before you pay.

We match the certificate to the appointment dates so you are not reprinting cover the morning of biometrics. Travel insurance and pre-existing medical conditions should sit with the rest of the visa file: flights or a flexible hold, hotels you can cancel, and funds that cover the itinerary. Single-trip cover is often the safer visa document even if you already hold an annual policy, because the embassy wants dates and territory printed clearly. We check that the certificate is in English or accompanied by a translation if the centre asks.

Names, dates of birth and passport numbers must match the application form. We also book the holiday the insurance is meant to protect. Start from the travel insurance page or send an inquiry if you need the certificate and the visa appointment in the same week. Phone +44 7853 751403.

This is information for travellers from the UK, not a medical or legal opinion.

info@robinholidays.co.uk +44 7853 751403 WhatsApp